Critical Illness affects everyone. In 2003 in Canada:

• 139,000 new cases of cancer were diagnosed. 1 every 4 minutes
• 75,000 individuals suffered a heart attack. 1 every 9 minutes
• 55,000 individuals suffered a stroke. 1 every 12 minutes
  (Sources: Canadian Cancer Society, Heart & Stroke Foundation of Canada, Canadian Institute of Actuaries)

Critical illness coverage provides a tax-free lump sum cash payment in the event you are diagnosed with one of a variety of critical illnesses. Best of all, there are no restrictions on how this money can be spent. Some of the most common uses are:

• Access the best health care, in Canada or elsewhere
• Refit your home and vehicles
• Cover private duty nursing and home care costs
• Pay off your mortgage and debts
• Provide an income supplement
• Provide for children's education

You value "peace of mind," and Critical Illness coverage provides the financial cushion to ease the burden and the financial worry during your time of illness. This specialized coverage, with either a Personal or Business focus, gives you immediate protection to help you adjust while you concentrate on getting better.

To learn more about Critical Illness coverage, find your local Federated Insurance representative using the utility provided at right.