We collect information about you both directly and indirectly. While you supply us with information on your application, we also collect necessary information from various sources such as other financial institutions, health care providers, governmental agencies, current and past employers, industry bodies such as the Insurance Bureau of Canada, and risk management solutions providers. Rest assured that collection of your personal information is limited to that which is required to fulfill our Identified Purposes. The types of your personal information that we collect, use, and share will depend upon the nature of your relationship with us but may include:

• name, address, and telephone number
• e-mail address and fax number
• date and place of birth
• gender
• citizenship
• family and marital status
• lifestyle information
• occupation, place of employment, and Social Insurance Number (SIN)
• education
• medical and health records and information
• Financial information such as assets, liabilities, and income
• Credit information
• previous insurance experience including prior applications and claims history
• policy type and number
• driver's licence number and your driving record
• motor vehicle details including the vehicle identification number (VIN)
• Loss payees including mortgagees and lien holders
• Persons other than yourself who would be covered by your policy as Additional Named Insured and your relationship to them
• Credit card and banking information
• Membership affiliations