Insurance designed for Restaurants

As the industry experts our restaurant insurance solutions are designed to meet the unique risks that come with owning and operating a restaurant.

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Why Restaurant owners trust us

We’ve established ourselves as experts in the food service industry by working closely with restaurant owners, franchise owners and restaurant associations all across Canada for decades. Our commercial insurance specialists know the common risks that restaurants are exposed to everyday and we’ve designed specialized insurance coverage to meet their needs. Whether you operate a family owned restaurant, a franchisee from national chain or an independent coffee shop we’ve got solutions that will fit your business.

If you need the knowledge of a specialized underwriter, the advice of our risk services specialists or an experienced claims adjuster, you can trust the expertise of Federated Insurance. Our tailored insurance solutions include specific coverages that every restaurant owner needs including: liability protection for food poisoning, property insurance to cover your cooking equipment, insurance for delivery vehicles and crime coverage to protect you from employee theft.

Insurance coverages for Restaurants

In addition to providing you with coverage for liability, property and employees our toolbox is filled with coverages designed specifically for your industry to ensure that you’re properly protected:


We cover your owned and non-owned liability as well as innkeepers liability and food poisoning & infectious disease coverage.

Commercial Property

We cover your building, equipment, furnishings, inventory and supplies with specific protection for flood, earthquake, property away from scheduled locations and enhanced wine valuation.


Personal insurance solutions are available for your home and vehicles. So whether you own a house, cottage, car, boat or RV, we can help you build a complete insurance package that protects your business, your employees and your family.


We’ll help to keep your business cyber safe with costs coverage for data recovery, customer breach communications and e-commerce threats.


We offer insurance coverage to help protect you from employee dishonesty, credit card forgery and other types of theft by employees and others.
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