{"id":51985,"date":"2026-10-22T13:57:07","date_gmt":"2026-10-22T17:57:07","guid":{"rendered":"https:\/\/www.federated.ca\/?post_type=avada_faq&p=51985"},"modified":"2026-10-22T13:57:07","modified_gmt":"2026-10-22T17:57:07","slug":"ai-je-besoin-dune-assurance-auto-des-entreprises","status":"publish","type":"avada_faq","link":"https:\/\/www.federated.ca\/fr\/blog\/faq-items\/ai-je-besoin-dune-assurance-auto-des-entreprises\/","title":{"rendered":"Ai-je besoin d\u2019une assurance auto des entreprises?"},"content":{"rendered":"

Vous avez peut-\u00eatre l\u2019impression que votre police d\u2019assurance des particuliers couvrira votre v\u00e9hicule lorsqu\u2019il sert \u00e0 des fins commerciales, mais ce n\u2019est pas toujours le cas. Si vous n\u2019\u00eates pas certain d\u2019avoir besoin d\u2019une assurance automobile des entreprises, voici quelques questions qui vous \u00e9claireront\u00a0:<\/p>\n

\u00a0<\/p>\n

Qui poss\u00e8de et qui conduit le v\u00e9hicule? Est-ce que le v\u00e9hicule est immatricul\u00e9 au nom de l\u2019entreprise ou au v\u00f4tre? S\u2019il est au nom de votre entreprise, vous devriez souscrire une police d\u2019assurance automobile des entreprises. Si vous poss\u00e9dez un parc de v\u00e9hicules, vous devriez vous procurer une assurance automobile des entreprises qui couvre l\u2019ensemble de vos v\u00e9hicules.<\/p>\n

\u00a0<\/p>\n

Quelle est l\u2019utilisation quotidienne du v\u00e9hicule? La fa\u00e7on dont vous utilisez votre v\u00e9hicule d\u00e9terminera \u00e9galement si vous avez besoin d\u2019une assurance automobile des particuliers ou des entreprises. Vous devriez avoir une assurance automobile des entreprises si vous utilisez votre v\u00e9hicule pour l\u2019une ou l\u2019autre des raisons suivantes\u00a0:<\/p>\n

\u00a0<\/p>\n

    \n
  • Vous transportez ou livrez des biens, des mat\u00e9riaux ou de la marchandise<\/li>\n
  • Vous transportez des outils ou de l\u2019\u00e9quipement<\/li>\n
  • Vous transportez des clients (pour tout type de service)<\/li>\n<\/ul>\n

    \u00a0<\/p>\n

    Quel type de v\u00e9hicule conduisez-vous? Les v\u00e9hicules utilitaires imposants causent g\u00e9n\u00e9ralement plus de dommages lorsqu\u2019ils sont impliqu\u00e9s dans un accident. Vous devriez donc avoir la bonne assurance pour vous prot\u00e9ger dans de tels sc\u00e9narios. Une assurance automobile des entreprises est essentielle si vous conduisez un v\u00e9hicule express\u00e9ment con\u00e7u pour la construction, l\u2019entretien ou d\u2019autres activit\u00e9s industrielles. Vous devriez probablement vous en procurer une si vous utilisez les v\u00e9hicules suivants dans le cadre des activit\u00e9s de votre entreprise\u00a0:<\/p>\n

    \u00a0<\/p>\n

      \n
    • Camionnettes<\/li>\n
    • V\u00e9hicules pour la livraison<\/li>\n
    • Camions \u00e0 benne<\/li>\n
    • Tracteurs routiers<\/li>\n
    • Remorques utilis\u00e9es pour transporter des biens ou de l\u2019\u00e9quipement<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":44,"featured_media":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"faq_category":[12282],"class_list":["post-51985","avada_faq","type-avada_faq","status-publish","format-standard","hentry","faq_category-cai"],"acf":[],"yoast_head":"\nAi-je besoin d\u2019une assurance auto des entreprises? - La Federated, Compagnie d\u2019assurance du Canada<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.federated.ca\/fr\/blog\/faq-items\/ai-je-besoin-dune-assurance-auto-des-entreprises\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ai-je besoin d\u2019une assurance auto des entreprises?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.federated.ca\/fr\/blog\/faq-items\/ai-je-besoin-dune-assurance-auto-des-entreprises\/\" \/>\n<meta property=\"og:site_name\" content=\"La Federated, Compagnie d\u2019assurance du Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FedInsCanada\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.federated.ca\\\/fr\\\/blog\\\/faq-items\\\/ai-je-besoin-dune-assurance-auto-des-entreprises\\\/\",\"url\":\"https:\\\/\\\/www.federated.ca\\\/fr\\\/blog\\\/faq-items\\\/ai-je-besoin-dune-assurance-auto-des-entreprises\\\/\",\"name\":\"Ai-je besoin d\u2019une assurance auto des entreprises? 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