{"id":52020,"date":"2026-10-22T14:42:31","date_gmt":"2026-10-22T18:42:31","guid":{"rendered":"https:\/\/www.federated.ca\/?post_type=avada_faq&#038;p=52020"},"modified":"2026-10-22T14:42:31","modified_gmt":"2026-10-22T18:42:31","slug":"comment-les-primes-dassurance-des-biens-des-entreprises-sont-elles-calculees","status":"publish","type":"avada_faq","link":"https:\/\/www.federated.ca\/fr\/blog\/faq-items\/comment-les-primes-dassurance-des-biens-des-entreprises-sont-elles-calculees\/","title":{"rendered":"Comment les primes d\u2019assurance des biens des entreprises sont-elles calcul\u00e9es?"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1404px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-font-size:var(--awb-typography4-font-size);--awb-line-height:var(--awb-typography4-line-height);--awb-letter-spacing:var(--awb-typography4-letter-spacing);--awb-text-transform:var(--awb-typography4-text-transform);--awb-text-color:var(--awb-custom_color_3);--awb-margin-bottom:0px;--awb-text-font-family:var(--awb-typography4-font-family);--awb-text-font-weight:var(--awb-typography4-font-weight);--awb-text-font-style:var(--awb-typography4-font-style);\"><p>Lieu\u00a0: L\u2019endroit o\u00f9 se trouve votre entreprise peut influencer le co\u00fbt de votre assurance. Par exemple, si vous travaillez dans une r\u00e9gion o\u00f9 les inondations sont fr\u00e9quentes, ce risque pourrait se r\u00e9percuter sur votre couverture et votre prime.<\/p>\n<p>\u00a0<\/p>\n<p>Co\u00fbts de remplacement\u00a0: Imaginez que votre entreprise soit touch\u00e9e par un sinistre important et que vous soyez forc\u00e9 de remplacer non seulement le b\u00e2timent o\u00f9 se d\u00e9roulent vos activit\u00e9s, mais tout ce qui s\u2019y trouvait \u00e9galement. Combien en co\u00fbterait-il pour remplacer tous ces biens? Le montant pourrait influencer votre prime.<\/p>\n<p>\u00a0<\/p>\n<p>Type de b\u00e2timent utilis\u00e9 par votre entreprise\u00a0: Votre prime peut varier en fonction de plusieurs facteurs, dont le type de construction, le classement des secours publics contre l\u2019incendie et le type d\u2019affectation du b\u00e2timent (m\u00eame, parfois, le type d\u2019affectation des locaux des autres occupants du b\u00e2timent).<\/p>\n<p>\u00a0<\/p>\n<p>Syst\u00e8mes \u00e9lectriques et plomberie\u00a0: Les d\u00e9g\u00e2ts d\u2019eau peuvent causer beaucoup de dommages. C\u2019est pourquoi la plomberie peut faire partie des facteurs utilis\u00e9s pour \u00e9tablir vos besoins d\u2019assurance et le co\u00fbt possible de votre prime. De plus, avec l\u2019\u00e2ge, les syst\u00e8mes \u00e9lectriques sont plus susceptibles de causer, par exemple, des arcs \u00e9lectriques et des courts-circuits, qui peuvent provoquer des incendies. Ici encore, ces risques pourraient avoir une influence sur vos primes.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":44,"featured_media":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"faq_category":[12283],"class_list":["post-52020","avada_faq","type-avada_faq","status-publish","format-standard","hentry","faq_category-cpi"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.7 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Comment les primes d\u2019assurance des biens des entreprises sont-elles calcul\u00e9es? - La Federated, Compagnie d\u2019assurance du Canada<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.federated.ca\/fr\/blog\/faq-items\/comment-les-primes-dassurance-des-biens-des-entreprises-sont-elles-calculees\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comment les primes d\u2019assurance des biens des entreprises sont-elles calcul\u00e9es?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.federated.ca\/fr\/blog\/faq-items\/comment-les-primes-dassurance-des-biens-des-entreprises-sont-elles-calculees\/\" \/>\n<meta property=\"og:site_name\" content=\"La Federated, Compagnie d\u2019assurance du Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FedInsCanada\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.federated.ca\\\/fr\\\/blog\\\/faq-items\\\/comment-les-primes-dassurance-des-biens-des-entreprises-sont-elles-calculees\\\/\",\"url\":\"https:\\\/\\\/www.federated.ca\\\/fr\\\/blog\\\/faq-items\\\/comment-les-primes-dassurance-des-biens-des-entreprises-sont-elles-calculees\\\/\",\"name\":\"Comment les primes d\u2019assurance des biens des entreprises sont-elles calcul\u00e9es? 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