{"id":46228,"date":"2026-02-05T10:43:23","date_gmt":"2026-02-05T15:43:23","guid":{"rendered":"https:\/\/www.federated.ca\/blog\/non-classifiee\/product-liability-insurance\/"},"modified":"2026-02-05T10:48:52","modified_gmt":"2026-02-05T15:48:52","slug":"assurance-responsabilite-civile-produits","status":"publish","type":"post","link":"https:\/\/www.federated.ca\/fr\/blog\/assurance\/assurance-responsabilite-civile-produits\/","title":{"rendered":"L\u2019assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits\u202f: son importance pour votre entreprise"},"content":{"rendered":"<p><span data-contrast=\"auto\">Les risques courants de responsabilit\u00e9 civile comme les chutes ne sont pas les seuls auxquels\u00a0vous devez\u00a0faire attention.\u00a0Si votre entreprise fabrique, distribue ou vend des produits, votre responsabilit\u00e9 civile associ\u00e9e aux produits\u00a0risque\u00a0aussi\u00a0d\u2019\u00eatre engag\u00e9e.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Un produit d\u00e9fectueux, un d\u00e9faut de conception ou une \u00e9tiquette trompeuse peuvent entra\u00eener des poursuites co\u00fbteuses s\u2019ils\u00a0sont \u00e0 l\u2019origine\u00a0de dommages corporels ou mat\u00e9riels.\u00a0M\u00eame\u00a0en l\u2019absence d\u2019intention\u00a0de votre part, ou\u00a0m\u00eame si c\u2019est le client qui a mal utilis\u00e9\u00a0votre produit, vous pourriez \u00eatre tenu responsable.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Voici des exemples de responsabilit\u00e9 civile associ\u00e9e aux produits\u202f:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">Le cordon d\u2019alimentation d\u00e9fectueux d\u2019un petit \u00e9lectrom\u00e9nager que vous fabriquez surchauffe et d\u00e9clenche un incendie dans la r\u00e9sidence d\u2019un client.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Un produit nettoyant cr\u00e9e des \u00e9manations toxiques lorsqu\u2019il est m\u00e9lang\u00e9 \u00e0 d\u2019autres produits nettoyants,\u00a0et un client s\u2019\u00e9vanouit et se blesse.<\/span> <span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3><span data-contrast=\"none\">Qu\u2019est-ce que l\u2019assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits et qui en a besoin?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h3>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span data-contrast=\"auto\">Toute entreprise qui produit, distribue ou vend des\u00a0produits\u00a0directement\u00a0\u00e0 des\u00a0consommateurs ou\u00a0\u00e0 des\u00a0entreprises clientes doit s\u2019assurer d\u2019\u00eatre ad\u00e9quatement prot\u00e9g\u00e9e par une assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits, qui\u00a0est g\u00e9n\u00e9ralement comprise dans la responsabilit\u00e9 civile des entreprises.\u00a0En r\u00e8gle g\u00e9n\u00e9rale,\u00a0elle\u00a0s\u2019applique \u00e0 ce qui suit\u202f:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">D\u00e9faut de conception\u00a0<\/span><\/b><span data-contrast=\"auto\">\u2013 Probl\u00e8me de conception qui rend un produit non s\u00e9curitaire m\u00eame s\u2019il est utilis\u00e9 convenablement.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">D\u00e9faut de fabrication<\/span><\/b><span data-contrast=\"auto\">\u00a0\u2013\u00a0Probl\u00e8me li\u00e9 \u00e0 la fabrication, comme un composant manquant ou un assemblage incorrect.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">D\u00e9faut de\u00a0commercialisation<\/span><\/b><span data-contrast=\"auto\">\u00a0\u2013\u00a0Probl\u00e8me li\u00e9\u00a0\u00e0 la commercialisation, par exemple des instructions incompl\u00e8tes, un mauvais \u00e9tiquetage ou des avertissements de s\u00e9curit\u00e9 inexacts.<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Certains produits posent plus de risques que d\u2019autres.\u00a0N\u00e9anmoins, plus le nombre de produits que vous fabriquez ou vendez est \u00e9lev\u00e9, plus\u00a0il est probable\u00a0que l\u2019un d\u2019entre eux sera d\u00e9fectueux.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h3><span data-contrast=\"none\">Quels types d\u2019entreprises\u00a0sont\u00a0les plus \u00e0 risque?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Les risques d\u00e9coulant de la responsabilit\u00e9 civile associ\u00e9e aux produits ne s\u2019arr\u00eatent pas aux fabricants.\u00a0Ces risques touchent toutes les entreprises de la cha\u00eene d\u2019approvisionnement, des importateurs\u00a0aux d\u00e9taillants, en passant par les\u00a0grossistes\u00a0et les\u00a0distributeurs.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Les fabricants de produits industriels et de consommation doivent s\u2019assurer d\u2019\u00eatre ad\u00e9quatement prot\u00e9g\u00e9s par une assurance de la responsabilit\u00e9 civile des produits, tout comme les d\u00e9taillants et les commerces en ligne, les importateurs et les exportateurs ainsi que\u00a0les\u00a0vendeurs de produits de marque maison.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Par exemple, si vous \u00eates un d\u00e9taillant, vous \u00eates responsable des biens que vous vendez, m\u00eame si vous ne les fabriquez pas.<\/span><span data-contrast=\"auto\">\u00a0Ces biens comprennent les produits \u00e0 consommer, comme les produits alimentaires et les boissons.\u00a0Dans un\u00a0<\/span><a href=\"https:\/\/law.justia.com\/cases\/oregon\/supreme-court\/1966\/243-or-546-4.html\"><span data-contrast=\"none\">litige<\/span><\/a><span data-contrast=\"auto\">\u00a0o\u00f9 un client s\u2019\u00e9tait cass\u00e9 une dent sur un noyau de cerise en mangeant de la tarte aux cerises, l\u2019entreprise a \u00e9t\u00e9 tenue responsable.\u00a0Une telle situation d\u00e9montre qu\u2019une petite erreur peut entra\u00eener des poursuites co\u00fbteuses et illustre l\u2019importance de prot\u00e9ger son entreprise avec une assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Vous \u00eates \u00e9galement responsable des produits que vous vendez\u00a0s\u2019ils\u00a0ont \u00e9t\u00e9 fabriqu\u00e9s \u00e0 partir de pi\u00e8ces ou de mat\u00e9riaux tiers.\u00a0Si vous avez achet\u00e9 une pi\u00e8ce d\u00e9fectueuse d\u2019un fournisseur, vous pourriez tout de m\u00eame \u00eatre tenu responsable des d\u00e9fauts ou de la mauvaise utilisation du produit que vous vendez, m\u00eame si vous avez d\u00e9ploy\u00e9 tous les efforts pour vous assurer\u00a0qu\u2019il \u00e9tait s\u00e9curitaire.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Voici une liste des entreprises dont la responsabilit\u00e9 civile associ\u00e9e aux produits peut \u00eatre engag\u00e9e\u202f:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les fabricants, les distributeurs, les grossistes et les r\u00e9parateurs de produits de consommation.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les fournisseurs d\u2019\u00e9quipement et de mati\u00e8res premi\u00e8res.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les d\u00e9taillants, y compris les boutiques de v\u00eatements, les magasins de produits de beaut\u00e9, les boutiques de cadeaux et les fleuristes.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Les entreprises du secteur des aliments et des boissons, notamment\u00a0les restaurants, les boulangeries, les caf\u00e9s\u00a0et\u00a0les magasins d\u2019aliments de sp\u00e9cialit\u00e9.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3><span data-contrast=\"none\">La vente de produits import\u00e9s ou\u00a0dont la marque a \u00e9t\u00e9\u00a0repositionn\u00e9e augmente-t-elle le risque?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Les importateurs et les grossistes peuvent \u00e9galement \u00eatre expos\u00e9s aux risques de responsabilit\u00e9 civile.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Les normes de s\u00e9curit\u00e9 des produits varient d\u2019un pays \u00e0 l\u2019autre et sont\u00a0parfois\u00a0beaucoup moins strictes que les normes canadiennes.\u00a0Si votre entreprise importe de la mati\u00e8re premi\u00e8re, des pi\u00e8ces ou des composants dans le cadre de ses activit\u00e9s de fabrication ou de distribution, vous \u00eates tenu de vous assurer que les produits que vous importez respectent les normes canadiennes et que les instructions ou avertissements sont clairement indiqu\u00e9s sur les\u00a0\u00e9tiquettes.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">La mise en place d\u2019un programme d\u2019assurance qualit\u00e9, visant \u00e0 pr\u00e9venir les d\u00e9fauts de qualit\u00e9, ainsi que d\u2019un programme de contr\u00f4le de la qualit\u00e9, visant \u00e0 rep\u00e9rer les \u00e9ventuels d\u00e9fauts de qualit\u00e9, peut aider \u00e0 maintenir la qualit\u00e9 des produits et \u00e0 att\u00e9nuer les risques.\u00a0En ce qui concerne l\u2019\u00e9tiquetage et la commercialisation, des experts juridiques peuvent vous aider \u00e0 vous assurer que votre entreprise respecte les r\u00e8gles en vigueur, notamment concernant l\u2019affichage ad\u00e9quat d\u2019instructions et d\u2019avertissement sur les \u00e9tiquettes.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h3><span data-contrast=\"auto\">Pourquoi vous avez besoin d\u2019une assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Si vous n\u2019avez pas d\u2019assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits et que vous \u00eates tenu juridiquement responsable d\u2019un d\u00e9faut ou du mauvais fonctionnement d\u2019un produit, vous devrez vraisemblablement assumer les frais juridiques et les pertes financi\u00e8res qui d\u00e9coulent de la poursuite.\u00a0En plus des frais juridiques, vous pourriez devoir\u00a0payer\u00a0les frais m\u00e9dicaux, les dommages mat\u00e9riels et d\u2019autres frais li\u00e9s au d\u00e9faut du produit.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">L\u2019assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits peut vous aider \u00e0 vous prot\u00e9ger contre les pertes financi\u00e8res li\u00e9es \u00e0 ce type de r\u00e9clamation.\u00a0La couverture dont vous avez besoin d\u00e9pend de diff\u00e9rents facteurs tels que le type de produit que vous vendez et le volume de vos ventes. Il est donc essentiel d\u2019avoir\u00a0une\u00a0couverture\u00a0<\/span><i><span data-contrast=\"auto\">adapt\u00e9e<\/span><\/i><span data-contrast=\"auto\">\u00a0\u00e0\u00a0vos besoins.\u00a0N\u2019oubliez pas que\u00a0pour que\u00a0l\u2019assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits\u00a0soit\u00a0mise en jeu, il faut qu\u2019il y ait\u00a0des dommages corporels ou mat\u00e9riels.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h3><span data-contrast=\"auto\">Prot\u00e9gez votre entreprise avec l\u2019assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Les d\u00e9fauts de produit et les r\u00e9clamations en responsabilit\u00e9 civile peuvent entra\u00eener de graves cons\u00e9quences, mais vous n\u2019avez pas \u00e0 composer seul avec la situation. La bonne police d\u2019assurance peut vous aider \u00e0 assumer les co\u00fbts juridiques et r\u00e9pondra aux r\u00e9clamations en responsabilit\u00e9 civile associ\u00e9e aux produits. Pour en savoir plus sur la mani\u00e8re dont vous pouvez prot\u00e9ger votre entreprise contre ces risques, consultez notre page sur\u00a0<a href=\"https:\/\/www.federated.ca\/fr\/types-dassurance\/assurance-de-la-responsabilite-civile-associee-aux-produits\/\">l\u2019assurance de la responsabilit\u00e9 civile associ\u00e9e aux produit<\/a>s\u00a0d\u00e8s aujourd\u2019hui.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><i><span data-contrast=\"auto\">Le pr\u00e9sent billet de blogue est fourni uniquement \u00e0 titre informatif et ne vise pas \u00e0 remplacer les conseils de professionnels. Nous ne faisons aucune assertion et n\u2019offrons aucune garantie relativement \u00e0 l\u2019exactitude ou \u00e0 l\u2019int\u00e9gralit\u00e9 des renseignements pr\u00e9sent\u00e9s. Nous ne pourrons en aucun cas \u00eatre tenus responsables des pertes pouvant d\u00e9couler de leur utilisation.<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335557856&quot;:16777215,&quot;335559739&quot;:300,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les risques courants de responsabilit\u00e9 civile comme les chutes ne sont pas les seuls auxquels\u00a0vous devez\u00a0faire attention.\u00a0Si votre entreprise fabrique, distribue ou vend des produits, votre responsabilit\u00e9 civile associ\u00e9e aux <a href=\"https:\/\/www.federated.ca\/fr\/blog\/assurance\/assurance-responsabilite-civile-produits\/\"> [&#8230;]<\/a><\/p>\n","protected":false},"author":33,"featured_media":46229,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[815],"tags":[],"class_list":["post-46228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Assurance responsabilit\u00e9 civile des produits \u2013 Federated<\/title>\n<meta name=\"description\" content=\"L\u2019assurance de la responsabilit\u00e9 civile associ\u00e9e aux produits peut aider \u00e0 prot\u00e9ger votre entreprise contre les poursuites li\u00e9es aux d\u00e9fauts ou \u00e0 l\u2019\u00e9tiquetage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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