Insurance designed for automotive repair shops

Our insurance solutions are designed to meet the unique risks that come with operating a business in the automotive repairs sector.

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We offer solutions for:

tire dealer insurance

Tire dealers

automotive repair insurance

Garages

mechanic insurance

Mechanics

auto body repair shops insurance

Auto body repair shops

  • Tire dealers
  • Garages
  • Mechanics
  • Auto body repair shops

Why automotive repair shops trust us

We have over 100 years of experience creating custom-built insurance solutions for Canadian businesses.

Through our experience working with everything from large national tire retailers to smaller garages, we’ve come to understand the risks you’re exposed to on a daily basis.

Whether you run a tire dealership, a small garage or an auto body repair shop, take advantage of our industry expertise to get a tailored and complete commercial insurance solution designed specifically for your business.

At Federated Insurance, we provide:

  • Customized insurance solutions designed for automotive repair shops
  • Dedicated advisors who work with you directly
  • Expanded coverage options
  • Flexible payment and deductible options
  • Quick, no-hassle renewals
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Insurance coverages for your auto repair business

In addition to providing you with coverage for liability, property and employees our toolbox is filled with options designed to ensure that your auto repair business is properly protected:

Warranty of Work:

If you make a mistake, such as installing a defective part or performing faulty work on a customer’s vehicle, this option will cover the required corrections.

Business Interruption:

You can take advantage of our business interruption insurance to help protect your business from a loss of income.

Customers’ Vehicles:

We offer liability and physical damage protection for customers’ vehicles when they are in your possession, on your property or on a test drive.

Tools & Equipment:

With equipment coverage and rental reimbursement, the cost of renting regular and computerized equipment is taken care of if your tools or equipment are damaged.

Crime:

We offer insurance coverage to help protect you from employee dishonesty, credit card forgery and other types of theft by employees and others.

Company Vehicles:

We’ll make sure you have the right coverage for all of your company vehicles, whether you have just one or a whole fleet.

Cyber:

We’ll help to keep your business cyber safe with costs coverage for data recovery, customer breach communications and e-commerce threats.

Personal:

Personal insurance solutions are available for your home and vehicles. So whether you own a house, cottage, car, boat or RV, we can help you build a complete insurance package that protects your business, your employees and your family.
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We’re your auto repair industry experts

Our expertise among tire dealers, mechanics, garages and auto repair shops is defined by our relationships with the leading industry associations such as the Tire Dealers Association of Canada, the Automotive Oil Change Association and more.

Proudly recommended by:

Work with us directly

Federated Insurance works directly with you. Whatever your needs, our team of industry-trained experts will help you ensure that your automotive repair garage is properly protected. We take the time to understand your business today and in the future, so that as your business evolves, we’ll be there to help align your coverage with your changing business needs.

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Value-added services for your auto repair business

Once you become a Federated Insurance customer, you’ll have access to an array of value-added services for your auto repair business, including:

Superior claims handling

Our claims professionals are skilled in handling claims in the auto repair industry. They’re available 24/7 to resolve your claim and get your business up and running as quickly as possible.

Dedicated advisors

Our Commercial Insurance Specialists use their expert knowledge and experience to develop a tailored insurance program that fits the unique needs of your auto repair business, and they’ll provide support along the way.

Loss prevention expertise

You’ll have access to our highly-trained loss prevention consultants who can answer your questions and provide you and your employees with valuable safety advice.

Safety programs

We have the tools to help you create, implement and maintain safety programs, with a focus on identifying, communicating and mitigating risks.

Trauma assistance

You can count on our confidential, one-on-one counselling services to help you cope with a traumatic loss.
Tire magazine linking to whitepaper download about risks automotive repair shop owners face

Do you want to learn more about the risks tire businesses face and the appropriate steps to take against them?

Download our free white paper

Risk management tips for automotive repair shop owners

Tip #1:
Whenever the wheel nuts have been removed for tire repair they must be torqued to the manufacturer’s specification when they’re replaced. Wheel nut tightness should be checked after a set period of use, usually every 80 kilometers, and auto centers need to tell the customer about this requirement.
Tip #2:
A little attention to basic housekeeping can help avoid dangerous trip and fall accidents with power tools, and prevent fires igniting from improperly stored fuels. Keep work areas clear of obstacles, clean up any spills or waste, and ensure the safe storage of inflammable materials and liquids.
Tip #3:
Each year, tens of millions of dollars’ worth of equipment is stolen in Canada. Having a current inventory and keeping detailed records of all equipment (and tools) used on project sites is crucial for recovery and management.

Latest blog posts for automotive repair shops

Check out our latest blog posts for some tips on business, customer, employee and operational safety for tire dealers, mechanics, garages and auto repair shops: