Insurance designed for automotive repair shops

Our insurance solutions are designed to meet the unique risks that come with operating a business in the automotive repairs sector.

Get a quick quote

We offer solutions for:

Tire dealers

Garages

Mechanics

Auto body repair shops

  • Tire dealers
  • Garages
  • Mechanics
  • Auto body repair shops

Why automotive repair shops trust us

We have over 100 years of experience creating custom-built insurance solutions for Canadian businesses.

Through our experience working with everything from large national tire retailers to smaller garages, we’ve come to understand the risks you’re exposed to on a daily basis.

Whether you run a tire dealership, a small garage or an auto body repair shop, take advantage of our industry expertise to get a tailored and complete commercial insurance solution designed specifically for your business.

At Federated Insurance, we provide:

  • Customized insurance solutions designed for automotive repair shops
  • Dedicated advisors who work with you directly
  • Expanded coverage options
  • Flexible payment and deductible options
  • Quick, no-hassle renewals
Get a quick quote today

We offer solutions for:

Tire dealers

Garages

Mechanics

Auto body repair shops

  • Tire dealers
  • Garages
  • Mechanics
  • Auto body repair shops

Why auto repair shops should have insurance

Like any business, auto repair shops need protection from a variety of risks, including property damage, theft, cyber attacks, lawsuits, and more. Without insurance, auto repair shop owners may have to pay out-of-pocket for legal claims against the business and any property damage that occurs.

How much is insurance for a car repair shop?

The cost of insurance for an auto repair shop will depend on several factors, including risks the business may face, coverages selected, services provided, and the value of the property and equipment being used. Annual revenue will also affect the premium.

What kind of insurance coverages does an auto repair shop need?

In addition to providing you with coverage for liability, property and employees our toolbox is filled with options designed to ensure that your auto repair business is properly protected:

Warranty of Work:

If you make a mistake, such as installing a defective part or performing faulty work on a customer’s vehicle, this option will cover the required corrections.

Business Interruption:

You can take advantage of our business interruption insurance to help protect your business from a loss of income.

Customers’ Vehicles:

We offer liability and physical damage protection for customers’ vehicles when they are in your possession, on your property or on a test drive.

Tools & Equipment:

With equipment coverage and rental reimbursement, the cost of renting regular and computerized equipment is taken care of if your tools or equipment are damaged.

Crime:

We offer insurance coverage to help protect you from employee dishonesty, credit card forgery and other types of theft by employees and others.

Company Vehicles:

We’ll make sure you have the right coverage for all of your company vehicles, whether you have just one or a whole fleet.

Cyber:

We’ll help to keep your business cyber safe with costs coverage for data recovery, customer breach communications and e-commerce threats.

Personal:

Personal insurance solutions are available for your home and vehicles. So whether you own a house, cottage, car, boat or RV, we can help you build a complete insurance package that protects your business, your employees and your family.
Get a quick quote today