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Personalized Business Insurance.

With Federated Insurance you work directly with an industry expert who is committed to understanding the unique risks and opportunities associated with your business. With a dedicated and knowledgeable Risk Management Advisor on your team, you will always get the right coverage for your company. Trust. Advise. Protect.

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Who is Federated Insurance?

We’ve been around since 1920, proudly serving Canadians with innovative and affordable insurance protection. And while a lot has changed over the years, we’ve always stayed true to our belief that knowing your business matters. We take the time to get to know what your business does inside and out to ensure we’re protecting you from any and all of the risks you may be facing. We give you the time, dedication, and attention you deserve because we’re committed to building long-term relationships with the businesses we protect.

0 %
Canadian owned
Recommended by over 0
trade associations and buying groups.
Over 0
years of experience

Here are just a few of the key industries Federated Insurance is dedicated to serving:

Our insurance solutions.

Why do you need strong insurance coverage? The simple answer: for financial protection in the event of a loss. Here are just a few of the insurance coverages we’re able to provide:

Commercial general liability insurance is an important coverage for all types of businesses to consider. It’s designed to protect businesses against costly lawsuits if they’re found legally liable for bodily injury or property damage to a third party.
It takes a long time to build and maintain a strong business—why would you want to risk all of that hard work? Commercial property insurance will protect your business’ structure and everything inside it, such as tools, equipment, and inventory.
There are some key differences between personal and commercial auto insurance, and without the proper coverage, your business may be vulnerable to an expensive claim.
As your business grows, so should your insurance coverage. If your business acquires new vehicles, they’re automatically covered by a blanket fleet endorsement (even if you forget to tell us about them until your renewal!)
What would you do if damage from an unexpected flood or fire forced you to cease operations for two to three months? Could your bank account handle the loss of income? Business interruption insurance will pay for your loss of net income, and continue to pay normal operating expenses if an insured loss suspends your operations.
This coverage will help mitigate the loss of money or securities due to employee dishonesty, robbery, burglary, and hold-ups. Comprehensive crime coverage can protect you both at and away from your business premises.

Our insurance solutions.

Why do you need strong insurance coverage? The simple answer: for financial protection in the event of a loss. Here are just a few of the insurance coverages we’re able to provide:

Get a quote now

Who is Federated Insurance?

We’ve been around since 1920, proudly serving Canadians with innovative and affordable insurance protection. And while a lot has changed over the years, we’ve always stayed true to our belief that knowing your business matters. We take the time to get to know what your business does inside and out to ensure we’re protecting you from any and all of the risks you may be facing. We give you the time, dedication, and attention you deserve because we’re committed to building long-term relationships with the businesses we protect.

0 %
Canadian owned
Recommended by over 0
trade associations and buying groups.
Over 0
years of experience

Working with a Federated Insurance Agent is easy and fast.

We know you’re busy, which is why we’ve made our insurance process as seamless and effortless as possible.

Step

1You’ll speak to one of our industry-trained specialists. This person will become your dedicated Commercial Insurance Specialist, and be there throughout the entire process.

Step

2You and your Commercial Insurance Specialist will get to know one another. They’ll ask you some questions to ensure they understand your business inside and out.

Step

3Our expert team of Commercial Underwriters will review every aspect of the business you operate. Once they have all the information they need, they’ll build you a customized, comprehensive and affordable coverage program to meet all your needs.

Step

4Your long-term relationship with Federated Insurance begins! After your Commercial Insurance Specialist reviews your coverage program with you and walks you through the ins and outs of your coverage, you’ll sign on the dotted line.

Why do business owners buy from us?

We give you a personalized experience you just can’t find with other insurance companies. With Federated Insurance, you’ll have a dedicated Commercial Insurance Specialist to guide you through the entire journey. Here are just a few benefits of going direct with Federated Insurance.

Industry-trained specialists: Our Commercial Insurance Specialists take the time to understand your business now, and in the future. As your business grows and evolves, your Commercial Insurance Specialist will work with you to make sure your insurance coverage keeps up the changes.

Direct access to expert underwriters: In some agencies, the sale comes first and the policy comes second. At Federated Insurance, our expert underwriters work side-by-side with our Commercial Insurance Specialists to make sure they understand the details and risks of your business before they create your coverage program. That way, you’re properly protected.

A single solution and a streamlined claims process: Sometimes, depending on the complexities of your business, insurance companies will divvy up your coverage amongst a few different providers to ensure all your needs are met. If you ever suffer a claim, this can get messy due to multiple deductibles and different procedures, both of which result in longer timelines. We keep everything under one roof. Your dedicated Commercial Insurance Specialist will ensure you receive a customized program that meets all of your needs with one company.

The personal touch: Big companies often mean call centres, multiple points of contact, and various forms of communication. With Federated Insurance, you have one dedicated specialist to guide you through all of your insurance needs. We’ll call, email, or drop by in person depending on what you prefer. We’ll also take care of all the paperwork so you can focus on what you do best — running your business.

We’re more than just insurance coverage: We’re not just your insurance provider; we’re your trusted advisors and business partners. By choosing to partner with Federated Insurance, you gain direct access to our Risk Services team. This team of experts has decades of experience combating risks for all business types, and can provide mitigation and loss prevention strategies to help keep your business safe.

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What do our customers think of us?

Federated Insurance has been detailed, diligent and transparent with a view to ensuring appropriate cost-effective coverage for our business. On the claims side, responsive and accessible best describes their service. With Federated Insurance, we don’t just have an insurer; we have a real partner in our risk management program.

Gregory P. Nakonechny - Vice President, Legal and Corporate Secretary, The Brick

The claims handling is fabulous at Federated Insurance. Whenever there’s a claim, we have a dedicated claims adjuster who updates me immediately on what our policy covers, our deductibles and what next steps we need to take. The process is very helpful.

Sue Wehbe - Treasury, Insurance & Vehicle Coordinator, Parkland Industries Ltd.
As business owners, we have enough stress on a daily basis of running the company. To be honest, I was in complete awe you were so fast and accommodating in getting this all rectified for us. We are super busy on a daily basis, and I always felt that we were in good hands with you.
Isabel Fernandes
The claims handling is fabulous at Federated Insurance. Whenever there’s a claim, we have a dedicated claims adjuster who updates me immediately on what our policy covers, our deductibles and what next steps we need to take. The process is very helpful.
Sue Wehbe - Treasury, Insurance & Vehicle Coordinator, Parkland Industries Ltd.
Federated Insurance has been detailed, diligent and transparent with a view to ensuring appropriate cost-effective coverage for our business. On the claims side, responsive and accessible best describes their service. With Federated Insurance, we don’t just have an insurer; we have a real partner in our risk management program.
Gregory P. Nakonechny - Vice President, Legal and Corporate Secretary, The Brick
As business owners, we have enough stress on a daily basis of running the company. To be honest, I was in complete awe you were so fast and accommodating in getting this all rectified for us. We are super busy on a daily basis, and I always felt that we were in good hands with you.
Kendra Daniel - Production Manager, Viper Mechanical Plumbing & Heating Ltd.

We take your coverage a few steps further.

RiskWise

24/7 claims handling:

We have dedicated claims professionals available to you 24/7. They’ll resolve your claim and help you get back to business as quickly as possible. Learn more

RiskWise

RiskWise:

We’ve developed a program exclusive to Federated Insurance customers that will help raise your employees’ skills and safety knowledge to help reduce accidents, and as a result, expenses. We have the essential tools you’ll need to create, implement and maintain various company safety programs that focus on identifying, communicating, and controlling various hazards. Learn more

RecoveryWise

RecoveryWise:

Did you know that 40% of businesses won’t bounce back from a major loss? We know you can’t control the unexpected, but you can be prepared. This is why a significant part of your risk management program should be dedicated to ensuring your business’ continuity and resumption of normal operations as quickly as possible following a loss—and we can help with you that. Learn more

RightRoad

The Right Road:

Are you consistently looking for ways to improve and enhance the safety of your business and employees? So are we. The Right Road is a program designed to help educate your drivers, reduce and prevent accidents, cut costs, and run a safer, healthier, and more competitive business. Learn more

TraumaAssistance

Trauma Assist:

Suffering a loss to your business is never easy. Federated Insurance customers have access to confidential counselling services to help you work through the emotional effects of an insured, traumatic loss. Learn more

We’ve got the insurance you need.

Here are just a few of the key industries Federated Insurance is dedicated to serving:

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