Insurance designed for grocery stores

As a grocery store owner, you have a lot on the go. On top of running your business, you have to ensure that you’re safeguarded from the unique risks you face on a daily basis.. Our customized grocery store insurance solutions are designed to protect you from the costs associated with those risks.

We offer solutions for:

  • Grocery stores
  • Natural food stores
  • Supermarkets
  • Organic produce vendors

Why grocers trust us

With over 100 years of experience creating custom-built insurance solutions for Canadian businesses, we’ve developed risk management expertise in both franchise and grocery store operations. Because of that, we’ve come to understand how to help mitigate the risks you’re exposed to daily.

So, whether you run a small fruit market, a health food store, or a chain of supermarkets, take advantage of our industry expertise to get a complete commercial insurance solution designed specifically for your business.

At Federated Insurance, we can provide:

  • Customized insurance solutions designed for grocers
  • Dedicated advisors who work with you directly
  • Expanded coverage options
  • Flexible payment and deductible options
  • Quick, no-hassle renewals

Insurance coverages for your grocery store

In addition to providing you with coverage for liability, property, automobile, , and employee benefits, our basket is filled with customized options to ensure your grocery store is properly protected:

We’re your grocery industry experts

Our expertise among grocery retailers is defined by our relationships with leading industry associations, such as the Canadian Federation of Independent Grocers.

Proudly recommended by:

Work with us directly

Federated Insurance works directly with you. Whatever your needs, our team of industry-trained experts will help you ensure that your grocery business is properly protected.

We take the time to understand your business today and in the future, so that as your business evolves, we can help align your coverage with your changing business needs.

Managing Risk

We know that as a grocer, you face a unique set of risks that can differ from the risks other industries face. But we believe there’s a way to mitigate some of those exposures. With some smart guidance and help from our Risk Services specialists, you’ll be better equipped to handle the day-to-day risks associated with your business.

Our Risk Service specialists are available to help you create a customized action plan that will address those issues and help you improve your bottom line. Whether it’s sharing our risk management observations on your current business or providing you with timely tools and resources, we’re here to help you be as successful as possible.

Value-added services for your grocery store

Once you become a Federated Insurance customer, you’ll have access to a variety of value-added services for your grocery store, including:

Risk management tips for grocers

Tip #1:
Ensure regular housekeeping duties are completed, which will help maintain the building both inside and outside. This includes removing and depositing garbage and recyclable items in the proper receptacles.
Tip #2:
A proactive maintenance program that identifies and prevents slip and fall hazards can help protect your patrons and your business.
Tip #3:
Keep Accident Report Forms on site, so if a slip and fall incident is reported, the details can be captured and recorded by the claimant and any available witnesses right away. It’s also important to take photos of the scene of the accident, as well as the footwear the person was wearing when the event took place.

Latest blog posts for grocery stores

Check out our latest blog posts for some tips on business, customer, employee and operational safety for grocery store owners, super market operators, natural food vendors and organic produce retailers: