Dealership insurance designed for your automotive business

Our dealership insurance is here to help with the unique risks that come with selling, leasing, and maintaining vehicles for your customers.

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We offer solutions for:

Auto dealers

Power sport dealers

Motorcycle dealers

RV dealers

Auto dealers
Power sport dealers
Motorcycle dealers
RV dealers

Why auto dealers trust us

We have over 100 years of experience creating custom-built dealership insurance for car, truck, SUV, motorcycle, power sports and recreational vehicle dealers.

Through our experience working with both franchise and independent dealerships, we understand the risks you’re exposed to on a daily basis.

So, whether your dealership sells cars, trucks, motorcycles, or RVs, take advantage of our industry expertise to get a tailored and complete dealership insurance solution designed specifically for your business.

At Federated Insurance, we provide:

Customized insurance solutions designed for auto dealers
Dedicated advisors who work with you directly
Expanded coverage options
Flexible payment and deductible options
Quick, no-hassle renewals

Proudly recommended by:

Get a quick quote today

We offer solutions for:

Auto dealers

Power sport dealers

Motorcycle dealers

RV dealers

Auto dealers
Power sport dealers
Motorcycle dealers
RV dealers

Insurance coverages for your dealership

In addition to providing you with coverage for liability, property and employees our toolbox is filled with coverages designed specifically for your dealership to ensure that you’re properly protected:

Blanket Coverage:

We provide a blanket limit coverage for all of your business contents, whether on or off your premises.

Mechanic’s Warranty of Work:

We’ll cover corrections for mistakes made through the installation of a defective part or as a result of faulty work on customers’ vehicles.

Up to 100% of Retail Charges on Repairs:

When asked to use your own facilities to repair damaged vehicles, you’ll receive up to 100% of normal retail charges for such repairs.

Odometer:

We’ll protect you against odometer tampering.

False Pretense:

We’ll protect you against the loss of vehicles due to tricks or schemes.

New Vechicle Sales Protection:

We provide coverage for claims from a customer who is dissatisfied with a vehicle purchased from you.

Customers’ Vehicles:

We offer liability and physical damage protection for customers’ vehicles when they are in your possession, on your property or on a test drive.

Business Interruption:

You can take advantage of our business interruption insurance to help protect your business from a loss of income.

Crime:

We offer insurance coverage to help protect you from employee dishonesty, credit card forgery and other types of theft by employees and others.

Cyber:

We’ll help to keep your business cyber safe with costs coverage for data recovery, customer breach communications and e-commerce threats.

Company Vehicles:

We’ll make sure you have the right coverage for all of your company vehicles, whether you have just one or a whole fleet.

Improvements to ‘Floor Plan’ vehicles:

We’ll protect the enhancements (additional parts and accessories) you add to floor-planned vehicles, if not covered by the floor plan insurance program.

Personal:

Personal insurance solutions are available for your home and vehicles. So whether you own a house, cottage, car, boat or RV, we can help you build a complete insurance package that protects your business, your employees and your family.

Pollution:

The release of a pollutant can cause serious damage to the environment as well as your project, your reputation, and your customers bottom line. Pollution liability insurance is designed to help protect you from environmental damages and from costly expenses.

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We’re your dealership industry experts

Our expertise among car, truck, SUV, power sports, motorcycle and RV dealer industry segments is defined by our relationships with the leading auto dealer industry associations like the Recreational Vehicle Dealers Association (RVDA), the Motorcycle and Moped Industry Council (MMIC), Power Sports Services (PSS) and more.

Work with us directly

Federated Insurance works directly with you. Whatever your needs, our team of industry-trained experts will ensure that your dealership is properly protected.
We take the time to understand your business today and in the future, so that as your business evolves, we’ll be there to ensure that your coverage is aligned to meet the needs of your operations.

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Value-added services for your dealership

Once you become a customer, you’ll have access to an array of value-added services for your dealership that include:

Superior claims handling

Our claims professionals are skilled in handling claims in the automotive dealers industry. They’re available 24/7 to resolve your claim and get your dealership back up and running as quickly as possible.

Dedicated advisors

Our Commercial Insurance Specialists have the expert knowledge and experience required to develop tailored insurance programs to fit the unique needs of your automotive dealership, while also providing expert advice and support along the way.