Restaurant Insurance 2017-08-24T15:40:30+00:00

Insurance designed for restaurants

Our insurance solutions for restaurants are designed to meet the unique risks that come with operating a food service business.

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We offer solutions for:

Why restaurant owners trust us

We have over 95 years of experience creating custom-built insurance solutions for Canadian businesses.

Through our experience working with both franchise and independent restaurant operators, we understand the risks you’re exposed to on a daily basis.

So whether you run a family and fine dining restaurant, a quick service location or a coffee shop, take advantage of our industry expertise to get a tailored and complete commercial insurance solution designed specifically for your business.

At Federated Insurance, we provide:

  • Customized insurance solutions designed for restaurants
  • Dedicated advisors who work with you directly
  • Expanded coverage options
  • Flexible payment and deductible options
  • Quick, no-hassle renewals
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Restaurant insurance coverages

Our toolbox is filled with options designed to ensure that your restaurant is properly protected:

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We’re your contracting industry experts

Our expertise among home builders, electrical contractors, mechanical contractors and other skilled trades in the contracting industry is defined by our relationships with the leading industry associations including the Canadian Home Builders’ Association (CHBA), Canadian Electrical Contractors Association (CECA), Canadian Fence Industry Association (CFIA) and more.

Proudly recommended by:

Work with us directly

Federated Insurance works directly with you. Whatever your needs, our team of industry-trained experts will ensure that your restaurant is properly protected.

We take the time to understand your business today and in the future, so that as your business evolves, we’ll be there to help ensure that your coverage is aligned to meet the needs of your operations.

Value-added services for your restaurant

Once you become a customer, you’ll have access to an array of value-added services for your restaurant that include:

Risk management tips for restaurant owners

Tip #1:
Ensure regular housekeeping duties are completed, maintaining the building both inside and outside. This includes removing and depositing garbage and recyclable items in the proper receptacles.
Tip #2:
Check tables, chairs, booths, stools and counters regularly for broken parts, splinters, rough or sharp edges as well as protruding nails or screws. Make needed repairs immediately.
Tip #3:
A maintenance program that is proactive about identifying and preventing slip and fall hazards can help protect your patrons and your business.
Tip #4:
In the event that a slip and fall incident is reported, an Accident Report Form should be available on site and completed by the claimant and/or any available witnesses outlining the details of the accident. Taking photos of the conditions at the scene of the accident, as well as the footwear the person was wearing on that day are also important pieces of information to collect.
Tip #5:
If night deposits are used, ensure that more than one employee brings the deposit to the bank. Deposits should not be done at the same time each night and different routes should be taken to help deter theft.
Tip #6:
Ensure sprinkler systems, portable fire extinguishers and fire detection systems are maintained on a regular basis and inspected regularly.
Tip #7:
Keep all outdoor areas, including your parking lot, sidewalks and entrances, overhead signs, canopies and awnings in good condition and free of obstacles.
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Latest blog posts for restaurants

Check out our latest blog posts for some tips on business, customer, employee and operational safety for restaurants:

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According to the U.S. Census Bureau’s estimates, the total value of construction put in place during January, 2017 was close [...]

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Safety tips for warm weather driving

A lot of people don’t realize that the worst accidents typically occur in the spring and summer when temperatures and [...]

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