Contractors Insurance 2017-10-04T11:16:21+00:00

Insurance designed for contractors

Our contractors’ insurance solutions are designed to meet the unique risks that come with operating a contracting business.

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We offer solutions for:

Why contractors trust us

Contractors can count on Federated Insurance. With over 95 years of experience creating customized insurance solutions for contractors, we understand the daily risks that you’re exposed to.

Whether you’re a home builder, trade contractor, electrician or mechanical contractor, our insurance specialists have the knowledge, tools and experience to design customized solutions to protect your contracting business.

At Federated Insurance, we provide:

  • Customized insurance solutions designed for contractors
  • Dedicated advisors who work with you directly
  • Expanded coverage options
  • Flexible payment and deductible options
  • Quick, no-hassle renewals
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Contractors’ insurance coverages

In addition to providing you with coverage for liability, property, automobile and employee benefits coverage, our toolbox is filled with customized options to ensure your contracting business is properly protected:

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We’re your contracting industry experts

Our expertise among home builders, electrical contractors, mechanical contractors and other skilled trades in the contracting industry is defined by our relationships with the leading industry associations including the Canadian Home Builders’ Association (CHBA), Canadian Electrical Contractors Association (CECA), Canadian Fence Industry Association (CFIA), Electrical Association of Manitoba (EAM), Mechanical Contractors Association of Ontario (MCAO) and more.

Proudly recommended by:

Work with us directly

Federated Insurance works directly with you. Whatever your needs, our team of industry-trained experts will ensure that your contracting business is properly protected.

We take the time to understand your business today and in the future, so that as your business evolves, we’ll be there to help ensure that your coverage is aligned to meet the needs of your operations.

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Value-added services for your contracting business

Once you become a customer, you’ll have access to an array of value-added services for your contracting business that include:

Risk management tips for contractors

Tip #1:
Tens of millions of dollars’ worth of equipment and tools are stolen each year in Canada. Having a current inventory and detailed records of all equipment and tools used on project sites is an instrumental element to recovery and management.
Tip #2:
All excavation, trenching or underground construction activities have the potential to damage utilities. The contractor, working with the owners of the underground installations, must identify the utilities, locate them and determine the potential hazards and method of controlling them.
Tip #3:
Protective gloves come in many different types designed to deal with various hazards. Chemical protective gloves provide protection against exposure to a variety of chemicals. There are also gloves designed to protect against abrasion, cuts and punctures as well as extreme heat and cold.

Latest blog posts for contractors

Check out our latest blog posts for some tips on business, customer, employee and operational safety for home builders, electrical contractors, mechanical contractors and other skilled trades:

  • Contractor tools

Tools of the trade—4 new tech toys for contractors

As a contractor, you’re passionate about the tools you use. After all, for each installation or repair, contractors depend on [...]

  • agriculture

The impact of climate change on Canadian agriculture

You may have noticed shorter and milder Canadian winters in recent years. While this is great news for commuters, it’s [...]

  • Smartphone apps contractors

4 smartphone apps to help contractors

Smartphones offer all sorts of conveniences to customers, but for skilled trades workers and contractors, they can also be valuable [...]


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