Insurance designed for Home Builders

Our home builders’ insurance solutions are designed to meet the unique risks that come with working in your industry.

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Why Home Builders trust us

We are the industry experts that have built a reputation for understanding the home building industry. Our insurance specialists know the common risks that home builders are exposed to. Whether you work as a home builder, general contractor, sub-contractor or any other trade that is part of home building industry, we’ve got insurance coverages designed to protect your business. If you need the knowledge of a specialized underwriter, the advice of our risk services specialists or an experienced claims adjuster, you can trust the expertise of Federated Insurance.

With tailored insurance coverages, our insurance solutions are designed to meet the unique needs that come with working in the home building industry. Your insurance policy can include coverages that can protect you and your business from liability, plus coverages for your tools & equipment whether owned or rented.

Home Builders’ insurance coverages

In addition to providing you with coverage for liability, property and employees our toolbox is filled with coverages designed specifically for your industry to ensure that you’re properly protected:

Builders Risk Policy

Our builders risk and show home coverage protects your houses while under construction. Coverage can be programmed without having to list specific building locations. Available coverages include flood, earthquake, sewer backup and soft costs.

Tools & Equipment

We offer contractors equipment coverage as well as rental reimbursement, which covers the cost of renting regular and computerized equipment if yours is damaged.

Personal

Personal insurance solutions are available for your home and vehicles. So whether you own a house, cottage, car, boat or RV, we can help you build a complete insurance package that protects your business, your employees and your family.

Company Vehicles

We’ll make sure you have the right coverage for all of your company vehicles whether you have just one or a whole fleet.

Crime

We offer insurance coverage to help protect you from employee dishonesty, credit card forgery and other types of theft by employees and others.

Cyber

We’ll help to keep your business cyber safe with costs coverage for data recovery, customer breach communications and e-commerce threats.

Company Vehicles

We’ll make sure you have the right type of coverage for all of your company vehicles whether you have just one vehicle used for work or a whole fleet.

Builders Risk Policy

Our Builders Risk and ShowHome coverage protects property installed or constructed including labour costs for buildings in the course of construction.

Tools & Equipment

We offer Contractors Equipment coverage as well as Rental Reimbursement, which covers the cost of renting regular and computerized equipment if yours is damaged.

Personal

Whether you own a house, cottage, car, boat or RV, we can help you build a complete insurance package that protects your business, your employees and your family.

Jobs

Includes Installation, Labour and Errors and Omissions. You can take advantage of our Business Interruption insurance to help protect your business from a loss of income.

Crime

We insure your money, property and securities against theft, robbery, vandalism and forgery whether the crime was perpetrated by criminals, your employees or others.

Liability

Offers General Liability coverage, Pollution liability and Mould coverage.

Employees

Help protect your employees and their families with Group Benefits, Life Insurance and Accidental Death and Dismemberment protection.*
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