Commercial General Liability (CGL) is the foundation to any liability insurance program for business owners.
Commercial general liability, or CGL for short, is the foundation to any liability insurance program for business owners. It’s designed to protect business owners if they are found legally liable for bodily injuries or property damage to a third party.
So, if you’re a contractor who installs a sink in a home and later, there’s a leak resulting in water damage throughout the house, your CGL policy could help. Or, if you own a grocery store, and someone slips while visiting the frozen foods section and injures themselves, you’d look to your CGL policy to help with the costs that you may incur from the accident.
Here at Federated Insurance we like to cover all the bases. That’s why we offer our customers commercial general liability policies that include bodily injury/property damage liability, personal and advertising injury liability, employee benefit program liability, and medical payments.