If your business makes use of company vehicles in any way, auto insurance is necessary. We can provide coverage for commercial cars. Federated Insurance also offers garage policies, which include special coverage if your business provides services to customers’ automobiles (i.e. auto repairs).
These coverages are especially important because things can go wrong quickly once you’re behind the wheel, and our auto insurance ensures there’s coverage for the vehicle, as well as any damage to a third party. Standard commercial auto insurance can also cover loading and unloading liability, if property owned by others is damaged while it is being removed or placed into your vehicle, and replacement car coverage, if you have to rent a temporary car for day-to-day operations after an accident.
Some business owners may think they’re already protected under their personal auto policy and therefore don’t need commercial auto insurance, but there are a few reasons this may not be the case. Your business should consider commercial auto insurance if your vehicle’s ownership is in your business’ name, or if the car is used to transport goods, merchandise, equipment or tools. We wouldn’t be Federated Insurance if we didn’t take your coverage a few steps further. In addition to commercial auto insurance, we’re also able to offer:
– Vehicle fleet insurance
Your business’ newly acquired vehicles are automatically covered by a blanket fleet endorsement from Federated Insurance.