Insurance for commercial printing businesses and print shops

The printing industry is rapidly evolving, with modernization and digitization presenting new opportunities — and new risks — for commercial printers and print shops. Our insurance for commercial printers can help with these evolving industry risks in advertising, packaging, and labeling.

Why print shops trust us

We have more than 100 years of experience creating custom-built insurance solutions. Through our experience working with commercial printers and print shops, we understand the risks you’re exposed to on a daily basis.

So, no matter which industrial printing processes you specialize in — lithography, letterpress, flexography, gravure, screen printing, web-fed press, or sheet-fed press — take advantage of our industry expertise to get a tailored and complete commercial printing insurance solution designed specifically for your needs.

At Federated Insurance, we provide:

  • Insurance solutions designed for commercial printing businesses
  • Dedicated advisors who work with you to tailor commercial printing business insurance to your exact needs
  • Expanded coverage options
  • Flexible payment and deductible options
  • Quick, hassle-free renewals

We offer solutions for:

Print shop owners and operators

Commercial printing businesses

Franchise print and copy centres

Commercial real estate tenants in the printing sector

Sign manufacturers

Common claims for print shops

Running a print shop comes with many of the same risks that other business owners and operators face, such as slip, trips, and falls. But commercial printing businesses also face a number of risks unique to the industry — even a typo or design mistake could hurt your bottom line. Your business could face a number of liabilities, including:

Property damage

Commercial printers rely on their equipment. Fires, floods, or severe weather can damage printing facilities, flood production floors, and destroy equipment. Even a major power outage could derail production. Closures for cleanup and repairs can lead to operational delays, missed deadlines, and lost customers.

Professional liability

A printing error, design mistake, or accidental copyright infringement could lead to lawsuits — and professional errors typically aren’t covered under commercial general liability insurance. In the best-case scenario, you’ll have to pay for reprinting and associated costs. In the worst case scenario, you could be held liable for professional negligence and taken to court.

Equipment breakdown

As a commercial printer, you rely heavily on your specialized equipment, such as presses, rotogravure machines, and laminating machines. If a piece of equipment accidentally breaks down, your entire production line could be disrupted. While property insurance protects against loss and damage from external events, such as fire or theft, you require specialized coverage for accidental equipment breakdown.

Cyberattacks

Not only do commercial printers store valuable data on their clientele, such as credit card numbers, their printers are typically connected to an enterprise network or the cloud. Unsecured network connections, along with weak passwords and outdated firmware, could serve as an entry point for hackers to steal data or launch malware.

Hazards on the job

Working in a traditional pressroom means working with inks, pigments, solvents, and adhesives. Exposure to these types of chemicals could lead to skin irritation or burns, while breathing in paper dust could cause respiratory issues. Following best practices for health and safety in the workplace can help keep workers safe and productive.

Vehicle losses

Commercial printers that use a company vehicle or fleet of vehicles to transport supplies and deliver printed materials to clients are at risk of collisions and other road-related hazards. We offer an automobile policy that can be tailored to provide the coverage you require. However, if an employee’s personal vehicle or a rental vehicle is used for work purposes, your business might be exposed to liability arising from collisions and other road-related hazards. We also offer a special automobile policy to protect your business from this exposure.

Insurance coverages for your commercial printing business

Protecting your business may require several different types of coverage. In addition to providing you with insurance for liability, property, and employee benefits, our toolbox is filled with coverages designed specifically for commercial printers and print shops to ensure that you’re properly protected:

Professional Liability:

We can help protect your printing business against claims of design or printing errors, professional negligence, failure to meet deadlines, and breach of contract.

Pollution Liability:

We can help protect your printing business from environmental damages and costly clean-up expenses from toxic or semi-toxic materials.

Equipment Breakdown:

We’ll help you cover repair or replacement costs associated with your printing equipment, as well as lost business income, that results from a sudden, unexpected breakdown. A stated value for production equipment clause provides the cost of replacement based on the scheduled value of your production equipment.

Business Interruption:

We can help protect your business from a loss of income in the event your business is interrupted by a covered loss.

Cyber:

We’ll help your business recover from losses resulting from a network security or privacy breach, including ransomware attacks. Coverage may include support for a variety of things including data recovery and access to crisis management support.

Company Vehicles:

We’ll ensure you have the right coverage for all of your company vehicles, whether you have just one car or a whole fleet.

Work with us directly for tailored insurance coverage for your print shop

Whatever your needs, our team of industry-trained experts will ensure that your commercial printing business is properly protected.

We take the time to understand your business today and, in the future, so that as your business — and the printing industry — evolves, we’ll be there to ensure that your coverage is aligned to meet your needs.

Value-added services for your plumbing business

Once you become a customer, you’ll have access to an array of value-added services for your commercial printing business or print shop, including:

Superior claims handling

Our claims professionals are skilled in handling claims in the commercial printing industry. They’re available 24/7 to resolve your claim and get your business back up and running as quickly as possible.

Dedicated advisors

Our commercial insurance specialists have the expert knowledge and experience required to develop tailored insurance programs to fit the unique needs of your print shop, while also providing expert advice and support along the way.

Loss prevention expertise

Our highly-trained loss prevention consultants can answer your questions and provide you and your employees with valuable safety advice.

Safety programs

Our tools can help you create, implement, and maintain safety programs, with a focus on identifying, communicating, and mitigating risks.

Trauma assistance

Our confidential one-on-one counselling services can help you through traumatic loss.