London business insurance

When it comes to insuring your London business, we’ll design the right business insurance solution, one that’s tailored to meet the specific and evolving needs of your business. You can trust us to deliver on that promise – we have over a century of experience, and an unwavering commitment to our customers.

Why do you need insurance for your London-based business?

Working to prevent claims from happening at your business is always a good idea, but should something go wrong despite your best efforts, it’s important to be prepared. Without a safety net in place, could your business handle the costs associated with a large fire or extensive flooding? Would you be able to survive a costly lawsuit or a cyber-attack? That’s why business insurance is so important. A comprehensive policy can help protect your business from the unexpected.

We’re in your neighbourhood!

Since we’re local, we are in a great position to understand the unique aspects of running a business in London, whether you work in automotive manufacturing or in the food and beverage processing sector.

Our London office is located at:

  • 551 Oxford St W, Suite 202
    London ON N6H 0H9

  • 519.473.5610

  • 519.473.5815

London business insurance

What kind of business insurance do you need for your London-based business?

Every business is unique, which is why at Federated Insurance we think your insurance policy should be too. Many factors can affect which policies are best for you, including revenue, business contents, where your business operates, and more. Here are just a few of the coverages Federated Insurance offers to protect London-based businesses like yours.

Commercial property insurance

Despite your best efforts, your business could suffer from a fire, weather damage, or vandalism. That’s why having the right protection in place is so important, so you can get back on your feet quickly following a disaster. Commercial property insurance can offer protection for the building you use and for many other things, including equipment, inventory, furniture, computers, outdoor signs, and landscaping like gardens. Such a policy can help with repair and replacement costs resulting from the event.
Learn more about Commercial property insurance

Commercial auto insurance

Commercial auto insurance can provide coverage for both your company vehicles if they’re involved in an accident, as well as any damage to a third party. Standard commercial auto insurance can also cover loading and unloading liability, if property owned by others is damaged while it is being removed or placed into your vehicle. It can also provide replacement car coverage, if you have to rent a temporary car for day-to-day operations after an accident.
Learn more about Commercial auto insurance

Key person insurance

Should you have someone who’s integral to running your business, a “right hand man,” if you will, and something happens to them, it can significantly impact your operations. Key person insurance is designed to provide you with a tax-free death benefit that could be used towards possible recruiting and training expenses, as well as repayment of debt. The coverage can also be used to replace any lost profits while the new employee is being trained and brought up to speed.
Learn more about Key person insurance

Commercial general liability insurance

If you’re found legally liable for bodily injuries or property damage to a third party, commercial general liability insurance (or CGL for short) can help protect your business. For instance, if you own a grocery store and a customer falls and injures themselves in your frozen food section, your CGL policy could help with the legal costs that you may incur from the accident.
Learn more about Commercial general liability insurance

Didn’t see the coverage you were looking for?

Don’t worry! We’ve got others! Here are just some of the helpful types of insurance that can protect your business:

Business interruption insurance

Business interruption insurance is designed to help replace your lost income and cover expenses should your business suffer a loss that disrupts, reduces or suspends your operations.

Comprehensive crime coverage

We insure against theft by your employees and others. This includes employee dishonesty, as well as coverage for the loss of money and securities due to robbery, burglary, hold-ups and more.

Cyber risk and data breach coverage

Cyber risk insurance includes costs coverage for data recovery, customer breach communications and e-commerce threats.

Why should you choose Federated Insurance to protect your business in London?

We offer additional services for added peace of mind:

Risk Management Assist

Our customers have unlimited telephone access to our team of Risk Service specialists. They are available to provide guidance and answer questions about the risks your business may face and how to prevent future losses.

Trauma Assist

With our Trauma Assist service, owners and employees can receive assistance to help them cope with the emotional effects of a covered loss.

Legal Assist

Dealing with legal matters surrounding your business can be overwhelming and confusing. That’s why Legal Assist offers unlimited telephone access to general legal advice to discuss any legal situations your business has to deal with.

We’re trusted by the experts:

With over 100 years of experience, Federated Insurance has taken the time to build strong relationships with leading businesses and committed to them for the long-term. Our customers receive quality one-on-one service while dealing with our dedicated Insurance Specialists. 18,000 businesses trust us with their insurance needs and we’re recommended by over 70 trade associations and buying groups. This means we’re in the perfect position to provide specialized knowledge for specific industries.