Insurance designed for grocery stores

As a grocery store owner, you have a lot on the go. On top of running your business, you have to ensure that you’re safeguarded from the unique risks you face on a daily basis.. Our customized grocery store insurance solutions are designed to protect you from the costs associated with those risks.

We offer solutions for:

Grocery stores

Natural food stores

Supermarkets

Organic produce vendors

  • Grocery stores
  • Natural food stores
  • Supermarkets
  • Organic produce vendors

Why grocers trust us

With over 100 years of experience creating custom-built insurance solutions for Canadian businesses, we’ve developed risk management expertise in both franchise and grocery store operations. Because of that, we’ve come to understand how to help mitigate the risks you’re exposed to daily.

So, whether you run a small fruit market, a health food store, or a chain of supermarkets, take advantage of our industry expertise to get a complete commercial insurance solution designed specifically for your business.

At Federated Insurance, we can provide:

  • Customized insurance solutions designed for grocers
  • Dedicated advisors who work with you directly
  • Expanded coverage options
  • Flexible payment and deductible options
  • Quick, no-hassle renewals

Insurance coverages for your grocery store

In addition to providing you with coverage for liability, property, automobile, , and employee benefits, our basket is filled with customized options to ensure your grocery store is properly protected:

Food Contamination and Infestation:

Covers the loss or damage resulting from foreign substance contamination, or damages caused by insects, birds, rodents, or other animals.

Product Recall Expense:

Covers expenses incurred from recalling a product. This can include legal fees, public relations costs, withdrawal, replacement, shipping, or disposal costs arising directly from the product recall.

Computerized Equipment:

Protects your automated checkout systems, price computing scales, laptops, desktops, and other data processing equipment that can be damaged by power surges or other events involving this type of equipment.

Equipment Breakdown:

Protects you against food spoilage, loss to property, and loss of revenue resulting from equipment breakdowns such as air conditioning systems, refrigeration systems, electrical and electronic equipment, and production machinery.

Business Interruption:

You can take advantage of our business interruption insurance to help protect your business from a loss of income.

Crime:

We offer insurance coverage to help protect you from employee dishonesty, credit card forgery, and other types of theft by employees and others.

Cyber:

We’ll help to keep your business cyber-safe with costs coverage for data recovery, customer breach communications, and e-commerce threats.

Personal:

Personal insurance solutions are available for your home and vehicles. So, whether you own a house, cottage, car, boat, or RV, we can help you build a complete insurance package that protects your business, your employees, and your family.

Company Vehicles:

We’ll make sure you have the right coverage for all your company vehicles, whether you have just one or a whole fleet.