Business insurance in Atlantic Canada2018-12-21T12:01:37+00:00

Business insurance in Atlantic Canada

The Atlantic provinces, New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland and Labrador, have a rich history. Whether the Halifax Citadel, a large hill that historically served to protect the city, or the Hartland Covered Bridge in New Brunswick (the world’s longest covered bridge), the East Coast plays host to various Canadian landmarks. But it’s also home to a range of businesses, and those companies need to protect their operations from the unique risks they face on a day-to-day basis. Federated Insurance is committed to protecting Atlantic Canada-based businesses by offering comprehensive business coverage.

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Why do you need insurance for your Atlantic Canada-based business?

Even with all your best efforts to prevent a loss, things can still go wrong. Your business could experience a break-in and lose expensive equipment. Would you be able to shoulder the costs associated with such an event? Could your business bounce back from an extensive fire or a cyber attack?

It’s important to be prepared with the appropriate business insurance. A business insurance policy from Federated Insurance can help protect your business from the unexpected.

We’re in your neighborhood!

We understand what it’s like running a business in Atlantic Canada, because we’re local too.

We have dedicated and experienced Commercial Insurance Specialists located in:

  • New Brunswick
  • Nova Scotia
  • Prince Edward Island
  • Newfoundland and Labrador

Our Atlantic Canada Specialists are managed by our office located at:

  • 200 – 735 Wonderland Rd. N.
    London ON,
    N6H 4L1.

  • 905.507.2777

  • 905.507.2788

What kind of business insurance do you need?

Each business is unique, so your insurance policy should be, too! We can help you determine which coverages are best for your business after looking at several key factors, like revenue, business contents, where your business operates, and more. For now, here’s a rundown of some coverages Federated can offer to help protect your business.

If your business operates out of a physical building, it’s at risk of suffering a fire, flood, or vandalism. It’s important to protect that building and its contents and ensure you have the necessary tools in place to recovery quickly should a disaster happen. Commercial property insurance is designed to help protect the building you use, along with a range of other things like equipment, inventory, furniture, computers, outdoor signs, and landscaping. If your business experiences a disaster, commercial property insurance can help with repair and replacement costs.

Learn more about commercial property insurance!
Personal auto insurance may not be sufficient to protect your company cars, so commercial auto insurance is vital. Should a company car be involved in an accident, commercial auto insurance is designed to cover both that car and damage to a third party. Standard commercial auto insurance can cover loading and unloading liability, if property owned by others is damaged while it is being removed or placed into your vehicle. It can also provide replacement car coverage, if you must rent a temporary car for day-to-day operations after an accident.

Learn more about commercial auto insurance!
As a business owner, you’re responsible for your building and its contents, but you can also be held responsible for bodily injuries or property damage to a third party. For example, if you own a grocery store and a customer slips while inside your store, you could find yourself facing a costly lawsuit. That’s why commercial general liability, or CGL for short, is important. This coverage can help your business with the legal costs that you may incur as the result of a lawsuit.

Learn more about commercial general liability insurance!
Business interruption insurance helps replace your lost income and cover expenses should your business suffer a loss that disrupts, reduces, or suspends your operations. For instance, if your business suffers from an extensive fire and is forced to close down for some time, business interruption insurance may be able to help with continued expenses like employee salaries, rent, and hydro bills.

Learn more about business interruption insurance!

Didn’t see the coverage you were looking for?

Don’t worry! We’ve got others! Here are just a few other helpful types of insurance that can protect your business:

Comprehensive crime coverage:

We insure against theft by your employees and others. This includes employee dishonesty, as well as coverage for the loss of money and securities due to robbery, burglary, hold-ups, and more.

Cyber risk and data breach coverage:

Cyber risk insurance includes costs coverage for data recovery, customer breach communications, and e-commerce threats.

Computerized equipment coverage

With today’s technology, more and more businesses operate in the digital space. We offer specific protection for computerized equipment like laptops, desktops, and other data processing equipment that can be damaged by things like power surges.

Why should you choose Federated Insurance to protect your business in Atlantic Canada?

We give you more than just an insurance policy:

We’re trusted by the experts:

With over 95 years of experience, Federated Insurance has taken the time to build strong relationships with leading businesses and committed to them for the long-term. Our customers receive quality one-on-one service while dealing with our dedicated Insurance Specialists. 14,000 businesses trust us with their insurance needs and we’re recommended by over 60 trade associations and buying groups. This means we’re in the perfect position to provide specialized knowledge for specific industries.
Learn more about Federated Insurance today!