Alberta Business Insurance
Whether your business is big or small, we have insurance experts that can design a business insurance solution that’s tailored to meet your needs. With over a century of experience and an unwavering commitment to our customers, you can trust that your business will be in good hands.
What is business insurance?
Business insurance is a safeguard that can protect your business from everyday risks and threats it may face. One expensive loss could be devastating to your business operations, so having business insurance can help in the recovery process.
Having peace of mind as a business owner is important – no matter how small or big your company may be. Ensure you have the right insurance policy in place to protect your business from the unexpected – like fires, theft, property damage, customer injury, or a cyber attack.
Our industry expertise
We’re industry experts, and we draw on our expertise to find the right type and amount of coverage for your business. Whether you work with cars or equipment, food or fuel, we’ll craft a program that respects the finer points of your particular industry, pinpointing your risks and helping you mitigate them.
How we protect your business in Alberta
No matter where your business is based in Canada, it’s a good idea to protect it. We understand the different sides of your operations and we offer coverage for the following:
Types of insurance coverages that help keep Alberta businesses safe
Commercial general liability (CGL):
Commercial general liability, also known as general liability insurance, is designed to protect business owners if they’re found legally liable for bodily injuries or property damage to a third party. Having this coverage could help your business recover from expensive legal costs and keep your business going.
Commercial property insurance:
Whether you run your business out of your home or rent a commercial space, you likely have supplies, equipment, and inventory that your business depends on. Having commercial property insurance helps protect those assets if you suffer a covered loss, and it could help with repair/replacement costs to help get you back to business.
Commercial auto insurance:
If you or your employees rely on a vehicle – or multiple vehicles – to make deliveries, make site visits, or more, personal auto insurance may not be enough to protect you, your employees, and your passengers.
Having this coverage can help you get back on the road faster by providing replacement car coverage if you need to rent a temporary vehicle to keep your daily business operations going after an accident.
Cyber insurance:
If your business relies on technology to store customer data, orders, or other information, you may want cyber insurance in case your business is ever targeted for cyber crime.
Times that cyber insurance can help support your business include:
– If documents or devices are stolen or lost
– If a computer network is breached, which leads to private information being stolen or ransomed
How much does business insurance cost in Alberta?
When it comes to calculating your premium, insurers take many factors into consideration, including the industry and location of your business, revenue, number of employees, risk exposure, claims history, and more.
Whether your business is in Calgary, Edmonton, Lethbridge, or another city in Alberta, we want to help you with your business insurance needs.
How to get business insurance in Alberta
If you’re thinking about getting business insurance, you’ve come to the right place to get started.
Fill out this short form to begin setting up your business with insurance. Once we receive your information, we’ll get in touch with you to build a customized policy based on the needs of your business – and answer any questions you may have along the way.
