What is business insurance?
Business insurance is a way to help protect your business from everyday risks and threats it may face. Should your business experience an expensive loss that jeopardizes your business operations, having a comprehensive business insurance policy can help in the recovery process.
As a business owner, it’s important to be prepared in case the unexpected happens – like a fire, theft, customer injury, or cyber attack. Ensure you have the right insurance policy in place to protect your business.
Our industry expertise
We’re industry experts, and we draw on our expertise to find the right type and amount of coverage for your business. Whether you work with cars or equipment, food or fuel, we’ll craft a program that respects the finer points of your particular industry, pinpointing your risks and helping you mitigate them.
How we protect your business in Manitoba
No matter where your business is based in Canada, it’s a good idea to protect it. We understand the different sides of your operations and we offer coverage for the following:
Types of insurance coverages that help keep Manitoba businesses safe
Commercial general liability (CGL):
Commercial general liability, also known as general liability insurance, is designed to protect business owners if they’re found legally liable for bodily injuries or property damage to a third party. Having this coverage could help your business recover from expensive legal costs and keep your business going.
Commercial property insurance:
Do you run your business out of your home or rent a commercial space? You likely have supplies, equipment, and inventory that your business depends on. Having commercial property insurance could help protect those assets, and it could assist with repair/replacement costs to help get you back to business.
Commercial auto insurance:
Do you or your employees rely on a vehicle – or multiple vehicles – to make deliveries, make site visits, or more? Personal auto insurance may not be enough to protect you.
Having this coverage can help you get back on the road faster by providing replacement car coverage if you need to rent a temporary vehicle to keep your daily business operations going after an accident.
Does your business rely on technology to store customer data, orders, or other information? You may want cyber insurance in case your business is ever targeted by cyber criminals.
Times that cyber insurance can help support your business include:
– If documents or devices are stolen or lost.
– If a computer network is breached, which leads to private information being stolen or ransomed.
How much does business insurance cost in Manitoba?
The cost of a business insurance policy is dependent on multiple factors, including the industry and location of your business, revenue, number of employees, claims history, risk factors, and more.
Whether your business is in Morden, Winnipeg, or another city in Manitoba, we want to help you protect your company with a great insurance policy.
How to get business insurance in Manitoba
To begin with the process of getting business insurance, simply fill out this short form. We’ll get in touch with you once we receive your information. From there, we’ll learn more about the needs of your business and build you a customized policy. Have questions? Not a problem! We’ll be happy to answer any questions you may have along the way.